by Eddison Wells | Sep 12, 2017 | Blog, Mortgages
According to mortgage lender Halifax, house prices across the UK rose at their fastest pace of the year during August. After reportedly suffering after the UK?s vote to leave the European Union last year, it has been suggested that prices rose 1.1% last month. In...
by Eddison Wells | Jan 20, 2017 | Blog, Mortgages
2016 was a fantastic year for homebuyers, with mortgage rates falling to historic lows. These sub-zero rates led to a record number of people remortgaging, as people took advantage of the great deals on offer to save some serious money. 2017 looks set to be a little...
by Eddison Wells | Nov 16, 2016 | Blog, Mortgages
Offset mortgages are suitable for buyers with large, stable savings.?The amount you have saved is subtracted from the amount you owe on the mortgage, and interest is?calculated from this reduced sum. For example, if you have ?150,000 in mortgage debt?but ?50,000 of...
by Eddison Wells | Sep 26, 2016 | Blog, Mortgages
An offset mortgage is linked to one ? or sometimes multiple ? bank accounts. Each month, your mortgage lender calculates the interest you owe based on the total amount you have borrowed ? but with an offset mortgage, this amount is reduced by the amount held in the...
by Eddison Wells | Aug 31, 2016 | Blog, Mortgages
Mortgages & Homes If you are looking for a new mortgage you may have considered speaking to a mortgage broker. Figures show that around two in three borrowers obtain their mortgage through an intermediary rather than going direct, with IMLA data showing that over...
